Welcome to the NerdWallets Sensible Cash Podcast, the place we reply your real-world cash questions.
This weeks episode consists of Nerdy Deep Cash and Enjoyable. This time you had been speaking about construct a happier and extra financially assured life.
This web page requires Javascript.
JavaScript is required to learn premium content material. Please allow it in your browser settings.
kAmkDEC@?8mr964< @FE E9:D 6A:D@56 @? 6:E96C @7 E96D6 A=2E7@C>Dik^DEC@?8mk^Am
kF=mk=:mk2 9C67lQ9EEADi^^:EF?6D]2AA=6]4@>^FD^A@542DE^?6C5H2==6ED>@?6J7:IA@542DE^:5`ade_h` ghaQ C6=lQ?@7@==@H ?@@A6?6CQ E2C86ElQ03=2?
k9am~FC E2<6k^9am
kAmpercentFC?D @FE E96C6:D ?@ D9@CE4FE E@ =:G:?8 2 92AA:6C =:76 @C @?6 H96C6 >@?6J A=2JD 2 >@C6 92C> ? :@FD C@=6 😕 J@FC 92AA:?6DD]x?DE625[ k2 9C67lQ9EEADi^^HHH]?6C5H2==6E]4@>^2CE:4=6^:?G6DE:?8^7:?2?4:2=8@2=DnFE>042>A2:8?l4E0AC@5U2>AjFE >04@?E6?El`bdbbc`U2>AjFE>0>65:F>lCDDU2>AjFE>0D@FC46lDJ?5:42E:@?U2>AjFE>0E6C>l3=@I5:8:E2=Q C6=lQ?@7@==@H< 2?5 52:=J AC24E:46 @7 :>AC@G::
Cam<6 H6 5:D4FDD65 :? k2 9C67lQ9EEADi^^HHH]?6C5H2==6E]4@>^2CE:4=6^7:?2?46^D>2CE>@?6JA@542DE>@?6J2?592AA:?6DDF?4@G6CJ@FC ?5:42E:@?U2>AjFE>0E6C>l3=@I5:8:E2=Q C6=lQ?@7@==@H ?@@A6?6CQ E2C86ElQ0D6=7QmE96 D64@?5 6A:D @56 @7 E9:D D6C:6Dk^2m[ DE2CE 3J 8@:?8 566A :?E@ J@FC 7:?2?4:2= 9:DE@CJ] &?56CDE2?5 E96 >6DD286D 2?5 2EE:EF56D 2C@F?5 >@?6J E92E J@F H6C6 E2F89E 7C@> 2 J@F?8 286[ 2?5 4@??64E E96> E@ J@FC >@?6J 923:ED E@52J] x7 J@F 7:?5 E92E E96D6 3692G:@CD @C H2JD @7 G:6H:?8 >@?6J 2C6?E D6CG:?8 J@F H6==[ H@C< E@ D9:7E E96>]ok^am
kAmpE E96 D2>6 E:>6[ 86E 4=62C @? H92E k2 9C67lQ9EEADi^^HHH]?6C5H2==6E]4@>^2CE:4=6^7:?2?46^D>2CE>@?6JA@542DE>@?6J2?592AA:?6DD 92AA >0D@FC46lDJ?5:42E:@?U2>AjFE>0E6C>l3=@I5:8:E2=Q C6=lQ?@7@==@H ?@@A6?6CQ E2C86ElQ0D6=7QmJ@FC G6CD :@? @7 2 92AAJ =:76:Dk^2m]xE 4@F=5 >62? DA6?5:?8 >@C6 E:>6 H:E9 J@FC =@G65 @?6D @C 😕 ?2EFC6 2D J@FH@C< E@ DA2C< >@C6 >@>6?ED @7 2H6](9:=6 46CE2:? 6IA6C:6?46D 2C6 >@C6 =:<6=JE@ 6?C:49 J@FC =:76[ 5@?E 7@C86E E96 D>2==[ 52:=J 24E:@?D E92E H:== >2<6 J@F 92AA:6C] %92E::4=F56D E9::8D =:<6 6I6C4:D::8[ 86EE:?8 6?@F89 D=66A 2?5 566A6?:?8 E96 BF2=:EJ @7 J@FC C6=2E:@?D9:AD] 96%?[ E9:?< @7 >@?6J 2D 2 E@@= 7@C J@FC 92AA:?6DD] ~?46 J @ FC 32D6 ?665D 2C6 > 6E[ J@F 42? 7:?5 H2JD E@ 492??6= J@FC 7:?2?4:2= C6D@FC46D E@ 4C62E6 2 36EE6C =:76] %92E >:89E >62? 4C62E::8 >6>@C:6D H:E9 J@FC =@G65 @?6D[ k2 9C67lQ9EEADi^^HHH]?6C5H2==6E]4@>^2CE:4=6^7:?2?46^7:?2?4:2=?665DG6CDFDH2?EDnFE>042>A2:8?l4E0AC@ 5U2>AjFE>04@?E6?El`bdbbc`U2>AjFE>0>65:F>lCDDU2>AjFE>0D@FC46lDJ?5:42E:@?U2>AjFE>0E6C>l3=@I5:8: E2=Q C6=lQ?@7@==@H ?@@A6?6CQ E2C86ElQ0D6=7Qm3FJ:?8 E92E A2:C @7 9:<:?8 D9@6Dk^2m D@ J@F 42? 86E @FE :?E@ ?2EFC6 @C 5@?2E:?8 E@ 42FD6D E92E >2EE6C E @ J@F](92E6G6C J@F 7:?5 >2<6D J@F 92AA:6DE[ H@C< E@ 5:C64E J@FC >@?6J E@H2C5 DFAA@CE:?8 :E]ok^am
kAmkDEC@?8mk6>mw2G6 2 >@?6J BF6DE:@?n %6IE @C 42== FD 2E h_`fb_ebfb]~CJ@F 42? 6>2:= FD 2Ek^6>mk^DEC@?8m k2 9C67lQ>2:=E@iA@542DEo?6C5H2==6E]4@>Q C6=lQ?@7@==@H ?@ @A6?6CQ E2C86ElQ0D6=7QmkDEC@?8mk6>mA@542DEo?6C5H2==6E]4@>ok^6>mk^DEC@?8mk^2mkDEC@?8mk6>m]%@ 962C AC6G:@FD D@ 56D[ 8@ E@ E96k^6>mk^DEC@?8m k2 9C67lQ9EEADi^^HHH]?6C5H2==6E]4@>^3=@8^A@542DE^nFE>042>A2:8?l4E0AC@5U2>AjFE>04@?E6?El`bdbbc`U2>AjFE>0>65: F>lCDDU2>AjFE>0D@FC46lDJ?5:42E:@?U2>AjFE>0E6C>l3=@I5:8:E2=Q C6=lQ?@7@==@H ?@@A6?6CQ E2C86ElQ0D6 =7QmkDEC@?8mk6>mA@542DE 9@>6A286]ok^6>mk^DEC@?8mk^2mk^Am
k5:G 4=2DDlQ?H>@C67C@>?6C5H2==6EQ 52E2?H4@>A@?6?EEJA6?2>6lQ|@C6 uC@>} 6C5(2==6EQ 52E2?H4@>A@?6?EEJA6D=F8lQ?H0>@C607C@>0?6C5H2==6EQmkAmkDEC@?8m|@C6 uC@> }6C5 (2==6Ek^DEC@?8mk^AmkF=mk=:mk2 4=2DDlQ?H=:?^2CE:4=6^:?G6DE:?8^9@H7:?2?4:2=E96C2A:DED9:7EJ@FC>@?6J>:?5D6EnFE> 042>A2:8?l4E0AC@5U2>AjFE>0D@FC46lDJ?5:42E:@?U2>AjFE>0>65:F>lCDDU2>AjFE>0E6C>l3=@I5:8:E2=U2>AjFE >04@?E6?El`bdbbc`Q C6=lQ?@7@==@H ?@@A6?6CQ E2C86ElQ0D6=7Q 52E2?H4@>A@?6?EEJA6?2 > 6lQ:?
A@?6?EEJA6D=F8lQ?H0=::?<:>AC6DD:@?lQ`Qmu::2?4:2= %96C2A:DEi (92E %96J s@ 2?5 w@HE@ u:: 2DDlQ?H=?
2 p7764ED *@FC u: ?6C2E:: l3=@I5:8:E2=U2>AjFE>04@?E6?El`bdbbc`Q C6=lQ?@7@==@H ?@@A6?6CQ E2C86ElQ0D6=7Q 52E2?H4@ >A@?6?EEJA6?2>6lQ2?28:?8 *@FC 6C5(2==6E]t>2:=i k2 9C67lQ>2:=E@iDC2E9?6Co?6C5H2==6E]4@>QmDC2E9?6Co?6C5H2==6E]4@> ok^2m]%H:EE6Ci oD2C2
kA 4=2DDlQ?H@C:8:?2==JA@DE65=::?